Fully Authorized Electronic Money Institution (UK) for sale
- Valters Gencs
- 18 hours ago
- 2 min read
UK FCA-Licensed AEMI for Sale – 100% Share Acquisition
Fully Authorized Electronic Money Institution (UK)
A rare opportunity to acquire a fully regulated UK Authorized Electronic Money Institution (AEMI) with an established operational track record, proprietary fintech infrastructure, and strong regulatory standing.
The company is authorized and supervised by the Financial Conduct Authority under the Electronic Money Regulations, permitting a broad scope of payment and e-money activities with no transaction limits.
Regulatory Status & Licensed Activities
FCA AEMI Authorization Includes:
Issuance of Electronic Money (E-Money)
Cash placement into payment accounts
Cash withdrawals from payment accounts
Execution of payment transactions (with and without credit line)
Issuing of payment instruments & acquiring payment transactions
Money remittance services
Currency exchange & FX transactions
Operational & Business Highlights
Operationally breakeven – GBP 75,000+ monthly revenue
Principal Membership application with Mastercard in progress(Card issuing & acquiring – expected Q1 2026)
20+ employees, including senior compliance & finance professionals
500+ active corporate clients
Global coverage: 36 currencies | 190 countries
Banking & Payments Infrastructure
SEPA, SWIFT
Faster Payments Service (UK)
CHAPS (UK)
EU correspondent banks in the UK & Switzerland
Client money accounts with 2 Swiss banks & 2 UK banks
Technology & Expansion
Proprietary IT platform – fully integrated fintech system
Excellent FCA standing – no warnings, investigations, or compliance breaches
Dubai Financial Services Authority (DIFC) 3D LicencePre-approved, launch-ready Q4 2025
Canadian MSB licenceLaunch-ready Q4 2025
Transaction Overview
Acquisition Structure:
100% share purchase
Price:
€8,000,000 (excluding regulatory capital)
Includes licence, client base, and IT infrastructure
Investment Rationale
Full ownership of a UK FCA-regulated AEMI
Established, revenue-generating operation
Scalable global payments and banking infrastructure
Strong compliance history and regulatory credibility
Proprietary technology with multi-jurisdiction expansion readiness
Contact
Valters Gencs📧 info@gencs.eu📱 WhatsApp / Telegram / Viber: +371 29265441
