Invest in Fintech in Spain for scaling
- Valters Gencs

- Dec 19, 2025
- 1 min read
For years, Europe’s second-home owners have been invisible to banks, underserved by proptech, and forced to stitch together solutions that were never designed for them.
Across Spain, France, Italy and Portugal alone, there are 13–14 million secondary homes, owned by people who live, bank and manage their lives across borders. These owners are affluent, international—and consistently underserved by traditional banks, fragmented property services and generic fintech apps.
That’s not a niche.
That’s a category.
We built the New Fintech Special Opportunity to become the operating system for second-home ownership—combining banking, property management, AI-powered assistance and lifestyle services into one trusted platform.
We’ve proven the model in Spain with paying customers, strong retention and clear willingness to pay. The infrastructure is live. The pain points are universal. The next step is scale.
We’re now opening a limited equity round (up to 12%, €1–3m) to expand into France, Italy and Portugal.
This is not about another fintech app.
It’s about owning a neglected but valuable layer of Europe’s economy.
If you’re an investor interested in category-defining platforms across fintech, proptech and AI, I’d love to connect. #Fintech #Proptech #VentureCapital #Scaleups #AI


