Licensed EU Electronic Money Institution · Specialist High-Risk & Gaming Payment Processor

SECTOR

High-Risk Payment

Processing

REGULATION

EMI Licence — EU

Member State

GEOGRAPHY

EU — NATO Jurisdiction

VERTICALS

Gaming · iGaming ·

Affiliate

HEADCOUNT

~40 Employees

KEY FINANCIAL & OPERATING METRICS

EUR 3.6M 85–90% ~200 ~EUR 1.4M

LTM Revenue Recurring Revenue Active Corporate Clients Adj. EBITDA Run-Rate

WHAT IS BEING SOLD INVESTMENT HIGHLIGHTS

Licensed EMI — Core Assets ® Specialist high-risk gaming processor — one of very few EU-licensed EMIs with proven capacity to service

iGaming, gaming and affiliate sectors

® 100% equity in a fully licensed EU Electronic Money

Institution

® 85–90% recurring revenue — account fees, float income

and recurring transaction revenues from high-risk clients

® Active EMI licence issued by an EU central bank

regulator

® Significant competitive moat: EU EMI licence + direct

central bank access + established high-risk client base is

extremely difficult to replicate

® CENTROlink / central bank direct access — SEPA

Instant, SEPA CT & SWIFT

® Direct SEPA Instant access via CENTROlink — critical

infrastructure for high-volume gaming flows

® Proprietary payments platform and full technology stack ® Asset-light, scalable model — 40 employees servicing

~200 active corporate clients

® ~200 active corporate clients — diversified, recurring

revenue base

® Fully operational — no licence build-out or client ramp

required for buyer

® Multi-currency capability: EUR, USD, GBP and

additional currencies

® Correspondent banking network: 5 established PSP /

bank connections

Valuation Context

® Safeguarding infrastructure across 6 regulated EU

banking partners

At EUR 8,500,000 (approximately 6.0x Adjusted EBITDA),

the transaction is priced at a material discount to EU EMI /

fintech licence acquisition comparables. The primary value

driver is the active EU licence, central bank connectivity and

recurring client revenue base.

High-Risk Vertical Specialisation

® Established high-risk payment processor — primary

focus on gaming, iGaming and affiliate / marketing sectors

® Deep operational expertise in onboarding and servicing

high-risk corporate clients

® Rare EU-licensed infrastructure capable of supporting

high-risk merchant flows at scale