Singapore Licensed Fintech & Payment Institution — for sale
- Valters Gencs
- 2 hours ago
- 2 min read
Singapore Licensed Fintech & Payment Institution — Acquisition Opportunity
Overview
An established Singapore-based Payment Institution, licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act 2019, is now available for acquisition.
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Monthly transaction volume: €15,000,000
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Monthly revenue: €100,000
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Price: €7,000,000
This fully operating, revenue-generating fintech offers a turnkey entry into Singapore’s regulated payments ecosystem and the broader APAC market.
Key Strengths
1) Banking & Clearing Functionality (DBS & OCBC)
The institution maintains active corporate banking relationships with DBS and OCBC, providing:
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Multi-currency accounts (SGD, USD, EUR, CNY, etc.) for settlements and treasury operations
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Real-time FAST clearing for instant domestic payments
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RTGS and ACH access for large-value cross-border settlements
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Virtual account issuance for client-level reconciliation and cash management
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API access & client portal for payments, collections, and reporting
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Embedded KYC/AML monitoring integrated into banking workflows
These infrastructures enable seamless, compliant, and scalable payment processing.
2) Product & Operational Capabilities
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Cross-border payments and foreign exchange (FX)
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Virtual accounts for invoicing and fund segregation
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API-driven payouts (bulk and single) in multiple currencies
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White-label and partner payment platforms
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Strong compliance, transaction monitoring, and audit frameworks
3) Regulatory Standing
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Licensed as a Payment Institution under the Payment Services Act 2019
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Authorized to conduct a broad range of regulated payment activities in Singapore
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No transactional limits on authorized activities (subject to MAS compliance and internal risk policies)
This makes the entity ideal for scaling high-volume, cross-border flows across Asia.
4) Elite Leadership & Networks
The institution’s leadership team includes:
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Former Singapore Police Chief — compliance and security oversight
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Ex-COO of HSBC Singapore — operations and institutional banking strategy
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Two senior advisors from MAS — policy and regulatory guidance
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Executives from two leading Family Offices, providing access to UHNW clients in China and Vietnam
This exceptional network drives both credibility and client acquisition across Asia’s wealth markets.
5) Strategic Advantage
Global players such as Currencycloud, Worldpay, Banking Circle, and Rails have not yet secured a payment license in Singapore. Acquiring this entity provides immediate, compliant market access and a competitive edge in one of the most prestigious financial jurisdictions worldwide.
6) Expansion Opportunities
Optionally available as part of the sale:
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Proprietary core banking system (in-house built and scalable)
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Hong Kong payment license for expanded Greater China coverage
Commercial Snapshot
Metric
Detail
License
Payment Institution
Monthly Volume
€15,000,000
Monthly Revenue
€100,000
Asking Price
€7,000,000
Bank Partners
DBS, OCBC
Operations
FX, Cross-Border, Virtual Accounts, API Payouts
Optional Assets
Core Banking System, Hong Kong License
Confidentiality & Next Steps
This opportunity is offered exclusively and will proceed under a mutual NDA. Qualified buyers will receive access to financial documentation, operational details, and management introductions upon request.
Contact
LET’S MAKE THE DEAL HAPPEN
Act fast — quality Singapore Payment Institution assets at this level rarely stay on the market for long.
info@gencs.eu +371 29265441 (WhatsApp / Telegram) LinkedIn: Valters Gencs VG ADVISORS LTD – Your Strategic Partner in Global Investment
