VG ADVISORS · GENCS VALTERS LAW FIRMEXCLUSIVE FINTECH ACQUISITION & INVESTMENT PIPELINE — 20

Valters Gencs
2 days ago
5 min read

VG ADVISORS · GENCS VALTERS LAW FIRM

EXCLUSIVE FINTECH ACQUISITION & INVESTMENT PIPELINE — 2026

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Premium Fintech Deals — Exclusive Pipeline 2026

Regulated licences, operating platforms, and investment opportunities across Europe, Switzerland, and the USA. Presented by VG Advisors — specialist M&A and legal advisors to the fintech industry.

11 Listings · 8+ Jurisdictions · €30M+ Total Value

LISTING 01 — FOR ACQUISITION | 🇬🇮 Gibraltar

Crypto–Fiat Infrastructure Business

Price: [PRICE TBC]

Licensed, fully operational crypto-to-fiat infrastructure company in Gibraltar — regulated under the DLT framework. Turnkey acquisition: systems, licences, and client base included. One of the world's most crypto-progressive jurisdictions.

✦ DLT Licensed ✦ Turnkey Acquisition ✦ Crypto-Fiat Gateway ✦ EU Market Access

► Enquire: info@gencs.eu | +44 776 906 2234

LISTING 02 — FOR ACQUISITION | 🇱🇹 Lithuania, EU

Lithuanian Payment Institution — Open Banking (AIS & PIS)

Price: £300,000

Bank of Lithuania-regulated Payment Institution with live Open Banking capabilities under PSD2 — including Account Information Services (AIS) and Payment Initiation Services (PIS). SEPA-connected and ready to deploy immediately.

✦ AIS & PIS Enabled ✦ SEPA Connected ✦ PSD2 Compliant ✦ EU Passportable

► Enquire: info@gencs.eu | +44 776 906 2234

LISTING 03 — FOR ACQUISITION ★ FEATURED | 🇪🇺 European Union

European Crowdfunding License & Operating Platform

Price: €3,500,000

Fully licensed ECSP under EU Crowdfunding Regulation with two institutional-grade proprietary technology modules. ECSPR-compliant and passportable across all 27 EU member states.

→ Digital Bond Issuance with ISIN Numbers

Instant creation, registration & international recognition of bonds. Fully digital, compliant, and institution-ready.

→ Derivative Transaction Logging Technology

Real-time, immutable transaction tracking. Built for transparency, regulatory trust, and institutional scale.

✦ ISIN Bond Issuance ✦ Derivatives Logging ✦ ECSPR Compliant ✦ 27 EU States Passport ✦ Real-Time Tracking

► Enquire: info@gencs.eu | +44 776 906 2234

LISTING 04 — FOR ACQUISITION | 🇲🇹 Malta, EU

Malta Payment Institution — High-Risk Acquiring & IBANs

Price: €3,000,000 + Capital

MFSA-licensed Payment Institution specialising in high-risk merchant acquiring and IBAN processing — increasingly rare, high-value capabilities in the European acquiring market. Ideal for PSPs and acquiring groups targeting high-risk verticals.

✦ High-Risk Acquiring ✦ IBAN Processing ✦ MFSA Regulated ✦ EU Licensed

► Enquire: info@gencs.eu | +44 776 906 2234

LISTING 05 — EQUITY & DEBT RAISE | 🇱🇹🇱🇻🇪🇪 Baltic States, EU

AI-Enabled SME Lending Platform (Baltics Focus)

Equity Raise: €1,000,000 for 10% equity interest

Debt Facility: €2,000,000

AI-powered SME lending platform targeting the Baltic region — one of Europe's fastest-growing and most underserved business lending markets. Dual funding structure: equity raise and debt facility both available.

✦ €1M Equity @ 10% ✦ €2M Debt Facility ✦ AI Underwriting ✦ Baltic SME Focus ✦ High Growth Market

► Enquire: info@gencs.eu | +44 776 906 2234

LISTING 06 — FOR ACQUISITION | 🇨🇭 Switzerland

Swiss Licensed Fintech — Crypto, Forex & Payments

Price: €350,000 + Capital

Fully licensed Swiss fintech entity operating across three of the most dynamic financial verticals — cryptocurrency, foreign exchange, and payments — under one of the world's most internationally respected regulatory frameworks. Switzerland's Crypto Valley jurisdiction.

✦ Swiss Licensed ✦ Crypto + Forex + Payments ✦ Crypto Valley ✦ Global Credibility

► Enquire: info@gencs.eu | +44 776 906 2234

LISTING 07 — FOR ACQUISITION ★ FLAGSHIP | 🇱🇹 Lithuania, EU

Full EMI Package: Licence + Fintech Software Source Code

Price: €2,000,000

Full Lithuanian EMI licence — EU passportable across all EEA states — sold together with complete proprietary fintech software source code. A fully equipped fintech business in a box: skip 12–24 months of licensing and development. Includes SEPA access, IBAN issuance, and full Bank of Lithuania regulatory standing.

✦ Full EMI Licence ✦ Source Code Included ✦ SEPA + IBAN Issuance ✦ EEA Passportable ✦ Bank of Lithuania ✦ Turnkey Operation

► Enquire: info@gencs.eu | +44 776 906 2234

LISTING 08 — FOR ACQUISITION, 100% EQUITY | 🇺🇸 Florida, USA + EU + Central Markets

Global Payments & Crypto Operation

Price: USD 4,500,000

Florida-headquartered global payments and crypto operation with presence across the USA, EU, and Central Markets. Available for 100% equity acquisition. Multi-jurisdictional, fully operational, and ready for immediate transition to new ownership.

✦ 100% Equity Sale ✦ USA + EU + Central Markets ✦ Crypto + Payments ✦ Florida HQ ✦ Global Operations

► Enquire: info@gencs.eu | +44 776 906 2234

LISTING 09 — BANKING OPPORTUNITY | 🇵🇹 Portugal, EU

Portugal Bank — €300M+ Balance Sheet

Price: €28,000,000

Rare European banking acquisition opportunity featuring a €300M+ balance sheet, a strong and diversified funding base, and significant scaling potential. Full banking licence in one of the EU's most strategically positioned financial jurisdictions.

✦ €300M+ Balance Sheet ✦ Full Banking Licence ✦ Strong Funding Base ✦ Ready to Scale ✦ EU Regulated

► Enquire: info@gencs.eu | +44 776 906 2234

LISTING 10 — BANKING OPPORTUNITIES | 🇮🇹🇱🇹 Italy & Baltic States, EU

Banks Available — Italy & Baltic Region

Price: [PRICE TBC — Details Under NDA]

Exclusive banking acquisition opportunities available in Italy and across the Baltic region. Both represent fully licensed EU banking institutions in strategically important European markets. Full details and financials available to qualified buyers under NDA.

✦ Full Banking Licences ✦ Italy & Baltics ✦ EU Regulated ✦ Details Under NDA

► Enquire: info@gencs.eu | +44 776 906 2234

LISTING 11 — FOR ACQUISITION, 100% EQUITY | 🇪🇺 EU — NATO Jurisdiction [CONFIDENTIAL]

European High-Risk Processing EMI

Price: €8,500,000

Fully licensed EU Electronic Money Institution specialising in high-risk payment processing — with direct CENTROlink / central bank access, ~200 active corporate clients, and 85–90% recurring revenues. Priced at €8.5M (6.0x Adj. EBITDA) — a material discount to EU EMI acquisition comparables.

KEY METRICS:

→ LTM Revenue: €3,600,000

→ Recurring Revenue: 85–90%

→ Active Corporate Clients: ~200

→ Adj. EBITDA Run-Rate: €1,400,000

→ EV / EBITDA Multiple: 6.0x

✦ Active EU EMI Licence ✦ CENTROlink / Central Bank Access ✦ iGaming & High-Risk Specialist ✦ SEPA Instant + SWIFT ✦ ~40 Employees ✦ 6 EU Banking Partners ✦ EUR / USD / GBP Multi-Currency ✦ Proprietary Tech Stack

► Request NDA & Information Memorandum: info@gencs.eu | +44 776 906 2234

CONTACT VG ADVISORS

All opportunities are available for immediate acquisition or investment.

Contact our team to receive a full Information Memorandum or schedule a confidential call.

M&A Advisor: Valters Gencs · Attorney at Law

Email: info@gencs.eu

WhatsApp / Telegram: +44 776 906 2234

London Office: 205 Regent Street, 4th Floor, London W1B 4HB, England

Riga Office: Republikas laukums 3-123, Riga LV-1010

Vilnius Office: Basanaviciaus 26, Vilnius LT-03109

Website: vgfintechadvisors.com

Website: fintechadvisors.co.uk