Lithuania – Full EMI Package: License + Fintech Software Source Code for sale

Lithuania – Full EMI Package: License + Fintech Software Source Code

Deal Structure

• All-in package – Regulated Lithuanian Electronic Money Institution (EMI) + advanced Fintech software platform. • Capital Requirement: €600K investor injection + €400K repayment. • Technology: Full rights to next-gen Fintech software – modular banking automation, built for scale. • Price Point: €2M total (with up to €1M flexible in crypto).

Regulated Infrastructure

• Lithuanian EMI License (since 201_) – approved by the Central Bank. • Direct SEPA Participation via CentroLink (own BIC). • SWIFT enabled through Lithuanian bank correspondent account. • Established Compliance & AML Team already in place.

Fintech Software Platform

State-of-the-art financial technology solution included in the package: • Digital Client Onboarding & Compliance Automation. • SEPA & SWIFT Transactions – managed via a secure multi-channel dashboard. • Virtual IBANs – precise client-level payment identification. • API-First Architecture & Batch Processing – scalable for B2B, B2C, and corporate clients. • Analytics & BI Integration – real-time dashboards, regulatory reporting. • Enterprise-Grade Security – 2FA, role-based access, sanctions screening.

Commercial Highlights

• Existing User Base: 55,000+ customers already serviced under the license. • Burn Rate: ~€15K/month (covered under software adaptation budget). • Deployment: €0.5M prepayment for IT license activation + €20K/month adaptation cost. • Migration Timeline: 12 months (after which IT license becomes non-refundable).

Why This Deal Wins

• One-stop entry: Regulatory rails + Fintech technology stack. • Clean equity structure: Full EMI ownership. • Direct access to SEPA/SWIFT rails – no intermediaries. • Fintech-grade platform supports multi-brand, API-driven expansion. • Aggressive pricing: €2M all-in vs. market benchmarks of €3M+. • Flexible payment: cash + crypto option.

Next Steps

Interested parties are invited to submit expressions of interest for further discussion under NDA.

Contact for Deal Sheets & NDA: Valters Gencs – M&A Advisor info@gencs.eu +371 29265441 (WhatsApp / Telegram) vgfintechadvisors.com | fintechadvisors.co.uk