UK FCA-Authorized API Payment Institution for Sale | Fintech M&A
- Valters Gencs
- Sep 25, 2025
- 1 min read
UK API Payment Institution for Sale
Overview:A fully authorized UK API Payment Institution is available for acquisition. The company holds all required regulatory permissions and approvals to operate payment services, remittance, and forex activities across global markets.
Key Highlights:
Regulatory Standing: Authorized and regulated by the Financial Conduct Authority (FCA) as a UK Payment Institution, and registered with HMRC as a Money Services Business.
Global Forex Offering: Licensed to provide forex and remittance services in 45 currencies covering Europe, Asia, North America, and Australia.
Remittance Reach: Capability for money transfers worldwide.
Business Accounts: Accounts can be opened under a UK white-label framework, offering scalability for B2B clients.
Operational Flexibility: May be operated prior to formal FCA change of control approval, subject to compliance.
Transaction Terms:
Clients are not included in the sale.
Company name will be changed post-acquisition (to ensure no association with prior business).
Acquisition Price: GBP 600,000 (excluding capital).
Buyer to replace statutory regulatory capital and any cash available in company accounts at time of FCA acceptance and 100% share transfer.
Post-FCA approval, the company name will be amended to a new, unique identity.
Strategic Value:
Immediate market entry with FCA-regulated status.
Avoids lengthy licensing process and regulatory hurdles.
Positioned to capture demand in cross-border payments, fintech, and FX markets.
Next Steps:Interested parties are invited to submit expressions of interest for further discussion under NDA
📌 Contact for Deal Sheets & NDAValters Gencs – M&A Advisor📧 info@gencs.eu📱 +371 29265441 (WhatsApp / Telegram)🌐 vgfintechadvisors.com | fintechadvisors.co.uk
