United Kingdom based Regulated SME & Asset Lending Bank For Sale
- Valters Gencs
- Aug 11, 2025
- 2 min read
Exceptional Opportunity: UK-Regulated SME & Asset Lending Bank For Sale
A rare chance to acquire a high-integrity, profit-generating UK financial institution with full regulatory licensing and immediate scale-up potential.
Regulatory Credentials
This bank operates under full PRA and FCA authorization, delivering top-tier compliance, deposit-taking capabilities, and a robust conduct framework. Its regulatory foundation provides instant credibility to any buyer looking to scale or enter the UK financial market.
Financial Performance
With £25 million in annual revenue and £2.5 million in EBITDA, the bank boasts a healthy 10% EBITDA margin—a testament to efficient operations, risk-managed lending, and disciplined cost control. Its profitability is consistent, reliable, and ripe for amplification.
Core Lending Engine
The bank’s core business centers around specialist SME and property lending, leveraging a scalable, asset-secured model. Built on conservative underwriting and proprietary fintech-enabled infrastructure, this engine is ready to power growth or bolt onto an existing platform.
Leadership & Operations
Managed by a lean, expert executive team, the bank’s talent bench is stacked with veterans across lending, compliance, and fintech innovation. The operational model is agile and primed for rapid expansion or strategic integration.
Strategic Upside
This is a launchpad for aggressive market capture:
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Tap into the £100+ billion UK SME lending gap
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Leverage regulatory permissions for new product verticals
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Plug into fintech ecosystems or scale through acquisition
Whether you’re a strategic acquirer, private equity buyer, or a fintech looking for a banking license and profitable base—this is your entry ticket.
Act Now. This Is Your Play to Dominate Fintech.
Serious buyers only. Global dominance waits for no one.
Contact for Acquisition Details: Valters Gencs WhatsApp / Telegram: +371-29265441 Email: info@gencs.eu vgfintechadvisors.com | fintechadvisors.co.uk
